25 Computer Based Home Business Ideas You Can Start Without Investment

25 Computer Based Home Business Ideas You Can Start Without Investment

It's very rare to find a person nowadays who doesn't own a computer, be it a desktop or a laptop, sometimes even both. All business owners and employees use computers in varying degrees to perform tasks necessary to effectively run a business or related to their job.

A huge variety of business functions can now be performed wherever a person has access to a computer, allowing people to work from home or a remote office wherever that "office" happens to be. And as more and more of our stuff is done online, it also increases the need for people who can do a variety of tasks on the computer.

So, if you ever wanted to start your own home-based business, but you didn't have the money to invest, this is the time to do it. The best thing about running a business related to a computer is that you don't really need that much money. If you've got a computer and internet access, you're halfway there.

Here is a list of computer-based businesses that you can start from home.

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1. Consulting Services

Through the provision of consulting services, high income can be earned by people who are considered vastly experienced in their field of work, have specialized skills or extensive knowledge in an area. Using computers and software programs will help to deliver these services more effectively.

2. Desktop Publishing

If you are tech savvy, you could earn a significant income creating complex documents and graphics while working from home.

3. Nanny Referral Service

It can be increasingly difficult these days to get back to work if a break has been taken to look after children, so people who have to work to maintain their career momentum and those who work in demanding professions or are well off financially, hire nannies to look after their children. A referral service that connects such families with trusted nannies will be in high demand, and a computer would be needed to keep track of all relevant information.

4. Medical Billing

This business service records data to complete medical claims, which are then filed electronically with either insurance companies or relevant government agencies.

5. Financial Management

Finance managers can easily perform a large part of their job description from home, using online information systems and specialized financial management software installed on their computers. Another option is to provide a personal financial management service that assists individuals in managing their financial matters, such as reconciling check books, assisting in managing their debt repayments and other expenses, etc.

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6. Income Tax Preparation

Run a home-based business using specific software to help people prepare and file tax returns for a fee.

7. Word Processing

Perform word processing on behalf of people who are unable to use these programs or computers.

8. Billing and Invoicing

Special billing software can be used on behalf of businesses to enter data, invoice clients, track overdue accounts, and debt collection.

9. Travel Agent

A home-based travel agent can perform the same job as one based on office premises, minus heavy overhead costs, which means more profit for the same effort, thanks to the use of a computer with the relevant software installed.

10. Computer Loan Auditing

A few fees here and there may actually end up making quite a dent in a person's wallet, but few of us actually have time to cross-check to make sure all the fees we get charged are correct. A home-based business that assesses a customer's loans and household mortgages, telephone bills, etc. to ensure that there are no overpayments in fees can earn commissions on savings made by the customer.

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11. Freight Bill Auditing

 Help companies reduce their shipping costs by analyzing their truck, rail or air freight expenses using software programs, manuals and rate guides.

12. Utility Bill Auditing

Just because at the beginning a cheap deal was made on a utility doesn't mean it will continue to be effective once periodic increases take effect. A computer can be used to analyze utility expenditure to ensure that customers continue to pay the best rate on the market.

13. Educational Financial Consultant

This service identifies grants, loans and other types of financial assistance that students can apply for to help fund their higher education by searching through national databases and resources.

14. Employment Sourcing

This business searches through information found in databases to identify job openings for customers looking for work.

15. Executive Recruitment

Anyone interested in recruitment could operate a home-based business by using their computers to access contact management programs to identify prospects for executive placement.

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16. Software Sales

Earn revenue as a software reseller, and you could also supplement your earnings by providing value-added services such as software installation and staff training.

17. Mortgage Consultant

Your computer can be used as a mortgage consultant in a variety of ways to help run your home-based business. For example, it can generate and process documents, search for the best available rates online databases and information sources and identify potential commercial lenders to provide funds.

18. Answering Service

If you can set up multiple telephone lines, you can run a home-based answering service where you receive business calls. Message details and recordings are then sent to your client by email or fax.

19. Referral Service

Run a local directory of people offering various services such as plumbing, landscaping, etc. by using your computer to manage this platform, including publishing and marketing.

Also Read: 20 Businesses You Can Start for Less than $100 from Your Kitchen Table

20. Publishing

Home-based entrepreneurs can run a business providing publishing services for a variety of printed and online materials, such as books, brochures, etc.

21. Computer consultant

Those who are knowledgeable in computers or have worked in an IT department can offer their services to businesses that need help in making decisions about the right computer equipment and software to buy, as well as configuring the IT infrastructure.

22. Book Keeping

Some business owners are too busy to prepare their financial data, so a business providing bookkeeping services can do this for them by using certain software.

23. Laser Printer Cartridge Recharging

You can make money by recharging, refurbishing and reselling laser printer toner cartridges and helping to reduce landfills.

24. Video Editing

Home-based creative types can use specialized software to run business editing videos.

25. Resume Consultancy

Job-seekers may need assistance from a resume consultant to correct any errors in their resume, update the format, and create a professional-looking document to send to prospective employers.